Smart wallets · Merchant solutions · Turnkey delivery
Fin-Text designs, builds and runs smart wallet and merchant payment platforms — delivered turnkey, with Africa as our first frontier.
Why we exist
Across Africa, the phone is the bank, the wallet and the shop counter. We build the rails that make that real — secure, compliant and ready to scale.
What we deliver
A mobile-first digital wallet your customers actually use — onboarding, top-ups, transfers, bill payments and QR payments in one app, under your brand.
Everything a merchant needs to get paid — from street-side stalls to national retail chains.
One partner from strategy to go-live: platform, hardware, integrations, launch and ongoing operations — handed over ready to run.
How we work
Market, regulation and partners mapped before a line of code.
Products shaped around how people really pay — on any phone, any network.
Secure, modular platforms integrated with banks, telcos and switches.
Go-live with merchants, agents and customers onboarded.
We stay on — operating, monitoring and scaling with you.
Where we work
Built from the UAE for fast-growing markets — starting with Africa and extending across the Middle East.
Contact
Tell us about your market and what you want to launch. We'll come back with a plan.